I know im a little late now.....however...
In this day and age there is no difference between cat C & D. I deal in these cars from online insurance company auctions (www.copart.co.uk) you can get them stupidly cheap. Some are cat c, some are d.
I have noticed that even if a car is massively smashed to hell with airbags off etc....it can be a cat D as the insurance company know they can sell it for more! nothing to do with damage.
Equally.,,,,a cat c can be pretty much keyscratched depending on the car. I bought a few cat c's from copart ranging from 106's, 206's and 307 peugeots. The peugeot was Cat C's with a small scratch on the front bumper and a dented door....
DO NOT be put off buying one of these.....however they will limit insurance companies that will insure it.....however they do insure for the FULL market value :-)
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